tech
January 27, 2026
Lemonade launches an insurance product for Tesla Full Self-Driving customers
Lemonade says it worked with Tesla to gain access to previously restricted vehicle telemetry data, but declined to offer specifics.
TL;DR
- Lemonade is launching "Autonomous Car insurance" for Tesla's Full Self-Driving (Supervised) system.
- The new product promises to cut per-mile rates by approximately 50%.
- It uses vehicle telemetry data from a technical collaboration with Tesla.
- Lemonade will train risk prediction models to differentiate pricing based on FSD usage versus manual driving.
- The product launches in Arizona on January 26 and Oregon the following month.
- Tesla has faced accusations from California's Department of Insurance regarding alleged unfair claims settlement practices in its own insurance offering.