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Mortgage rates Wednesday, Aug. 26, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.681%, down from the day before, according to data from Mortgage Research Center.
TL;DR
- The average rate for a 30-year fixed-rate conforming mortgage is 6.681%, down from the day before.
- The average rate for a 15-year fixed-rate conforming mortgage is 5.857%, also down.
- Rates for 30-year jumbo, FHA, VA, and USDA loans are provided with week-over-week changes.
- Mortgage rates are influenced by the Federal Reserve's federal funds rate, inflation, national debt, and demand for home loans.
- Experts do not expect mortgage rates to return to historical lows seen in January 2021.