tech
May 15, 2026
OpenAI now wants ChatGPT to access your bank accounts
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TL;DR
- ChatGPT will soon allow users to connect their bank accounts through Plaid.
- This feature aims to provide personalized financial advice and insights based on spending history, goals, and lifestyle.
- The feature will initially be available to US-based ChatGPT Pro subscribers.
- Users will have control over their data, including disconnecting accounts and deleting financial memories.
- ChatGPT will have access to balances, transactions, stock portfolios, and liabilities, but not full account numbers.
- Concerns remain regarding data security and how OpenAI will use the financial information.