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Current ARM Mortgage Rates Report for Aug. 19, 2026
If you’re the type of homebuyer who is willing to deal with a little uncertainty in exchange for the possibility of getting a low rate, an adjustable-rate mortgage might be right for you. These can be particularly good options for homebuyers planning to rent out or flip an investment property, or who know they intend to move before the loan’s introductory fixed-rate period ends.

TL;DR
- Adjustable-rate mortgages offer the possibility of lower rates in exchange for some uncertainty.
- ARMs are good options for homebuyers planning to rent out or flip investment properties.
- These mortgages are also suitable for individuals who intend to move before the introductory fixed-rate period ends.