Current refi mortgage rates report for Aug. 20, 2026
The current average refinance rate on a 30-year, fixed-rate home loan is 6.716%, according to Mortgage Research Center data. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.