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Current Refi Mortgage Rates Report for Aug. 21, 2026
The current average refinance rate on a 30-year, fixed-rate home loan is 6.750%, according to Mortgage Research Center data. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.
TL;DR
- Average refinance rate for a 30-year fixed-rate home loan is 6.750%.
- Data is provided by Mortgage Research Center.
- Report includes average refi interest rates for various loan types and terms.
- Information is useful for homeowners seeking lower rates or home equity access.