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Mortgage rates Wednesday, Aug. 19, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.714%, up from the day before, according to data from Mortgage Research Center.
TL;DR
- The average 30-year fixed-rate conforming mortgage rate is 6.714% as of August 19, 2026.
- The average 15-year fixed-rate conforming mortgage rate is 5.860%.
- Most mortgage types saw a slight decrease in basis points week-over-week.
- Jumbo mortgage rates for a 30-year term decreased by 8 basis points.
- The Federal Reserve's federal funds rate is currently between 3.50% and 3.75%.
- Mortgage applications have increased recently, but at a slower pace than the previous year.
- Comparison shopping for mortgages can save homebuyers money annually.